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Business Insurance

Business insurance, also known as commercial insurance, helps protect business owners from unexpected losses. We offer different types of insurance for businesses, including coverage for property damage, legal liability and employee-related risks. No matter what industry you are in, your company faces risks every day. That’s why EMB offers a wide range of business insurance covers, designed to identify and reduce those risks. Effective risk management is the key to a successful business. Our comprehensive commercial solutions are aimed at addressing the diverse risks faced by businesses.

Why choose Equity Money Box


Years of experience




Customer Satisfaction


Claim Assistance 

Core differentiators that define our business


Brand Equity

Service Network

Product Portfolio



Claim Settlement

ICICI Lombard has a remarkable claim settlement ratio in India and leverages Artificial intelligence (AI) and advanced analytics for automated processing of Insurance claims.

It has pioneered the use of Artificial intelligence and Machine Learning in health claim processing, reducing cashless claim request approval time to few minutes.

In segments such as frequency driven marine cargo insurance claims portfolio, the company has introduced robotics to handle large number of claims and to reduce claim settlement turnaround time.



We customize our insurance solutions based on customer needs and by harnessing our technological capabilities.

We use the latest technology tools to help you at all stages of your relationship with us.

Our All-in-One insurance solutions like Business Shield and Enterprise Secure comprehensively cover all your key business risks.

Our value added services like Marine loss control solutions and anti-hijacking solutions help in preventing and mitigating risk incidents.

We leverage natural processing and robotic process automation technology to provide a superior digital experience to our customers.


Reinsurance Capacity

We have built one of the most robust Reinsurance capacities and have expertise in structuring complex risks. We work with only stable and strong reinsurers which enables us with a strong risk framework.

Product strength


Property insurance policy covers damage and losses caused by property and helps to cover the cost of replacement, repair or reconstruction of property.


We offer 250+ occupancy types, value added services & can assess risk through remote video and provide a recommendation report.


We offer variety of value-added services and customized solutions in our marine insurance.

Our loss control consulting services further enhance our value proposition. Our vast experience in logistics planning and execution of Over Dimensional Consignments (ODC) across India makes us a trusted insurance partner.


Our customized and unique solutions drafted by our technical experts for various industries put us at the forefront of risk management.

We continue to expand our footprint in this segment and provide value-added & risk management solutions to MSME, SME & corporate clients through our technology driven platforms.

What's new

Business Shield Package Policy

Businesses are under constant evolving risks from multiple sources. Traditionally, there are standalone covers for Fire, Burglary, Loss of Profit, Legal Liability which are being offered in the market. We at EMB present a holistic package product “Business Shield”

Non industrial
→ Housing Societies, Offices, BPO/ KPO
→ Malls & Multiplex, Hotels / Resorts
→ Software Development, Cinema
→ Theatres, Restaurants & Café
→ Diagnostic Centers, Health Centre
→ Clubs, Auditoriums, Convention
→ Centers, Educational Institutes
→ Schools /Colleges
→ Engineering workshops
→ Cement products manufacturing
→ Granite factories
→ Dairies
→ Bakeries and Biscuit Factories
→ Coffee roasting / grinding
→ Solar power plants
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